Ungazenza njani imali?

Ukuze ungalingi "ukuluma iingqamlezo zakho", kufuneka ucinge kwangaphambili indlela yokwenza imali ngayo. Emva kwakho konke, bonke abantu abane-akhawunti ebhanki yebhanki abazange baqalise ngomvuzo werhafu-mali, babesazi ukuba njani kunye nantoni na ukuyenza ukuze wenze imali ngemisebenzi yakho. Akunakudliwa nje ukuthenga enye into.

Iindlela ezili-10 zokwenza imali ngemisebenzi yakho

Kukho iindlela ezininzi ezibonakalisiweyo, ngasinye esinokusetyenziswa sisodwa kunye kunye nabanye. Ngoko, yintoni ongayenza:

  1. Hlaziya nokuba unalo ithuba lokugcina imali ethile kumvuzo. Yaye ukuba impendulo inguyewe, zama ukuqonda ukuba luhlobo luni oluya kuba yinxalenye yengeniso yakho. Ngendlela, iingcali zicebisa ukuba zihlehlise ubuncinane i-10% yenyanga yokufumana imali. Bathetha ukuba isenzo esinjalo singamandla kumntu nawuphi na umntu.
  2. Imali ekhethiweyo okanye eyabelwe ngokukodwa kulo mcimbi, musa ukugcina imali ekhaya. Kufuneka utyalomali imali yokusebenza. Unokuvula i-akhawunti yebhanki okanye uthenge i-fund share.
  3. Yenza into oyibiza ngokuba yimali engenayo. Umzekelo, unokufumana imali evela kwiintengiso kwiwebhusayithi yakho, okanye wenze inethiwekhi yakho yabasasazi bezityalo ezifanayo.
  4. Cinga ngexabiso lokunyuka kwamaxabiso. Abantu abaninzi abawucongi, kwaye bagcina yonke imali yabo yokugcina imali kwi-akhawunti yebhanki elula, ayiyinyaniso, ngoko imali iyashisa.
  5. Gcina "kwiimilinganiselo ezingunaphakade." Ngokomzekelo, abantu abaninzi abaqondi ukuba nokuba "i-ornament" elula "yegolide" okanye ingqekembe ayiyi kuhlawula intengo, ngokungafani ne-iPhone okanye imoto entsha. Izityebi ezixabisekileyo zihlala zithengiswa kakhulu, ngokungafani neteknoloji.
  6. Akusengqiqweni ukutshala imali ekuthengeni impahla. Ihlala ikhula ngexabiso, kwaye nangona ufuna, unokuqeshisa indlu, kwaye ngoko uqinisekise ingeniso yakho.
  7. Ukuthengwa kwemali yangaphandle kungaba yindlela yokuphuma, kodwa khumbula nje ukuba ukukhula kwayo kunye nokuhla kwayo akuyona inkqubo eqikelelweyo.
  8. Ukufunyanwa kwezabelo nakho kunokuzisa ingeniso eninzi, kodwa kuya kuba ngcono ukubeka oku kwiingcali, kwaye ungacingi ukuba ziphi iimviwo zokuthenga.
  9. Ukubeka intengiso ye- intanethi kuya kunceda ekwenzeni ingeniso eyongezelelweyo, ngaphandle kokuchitha ixesha elininzi kulo msebenzi.
  10. Kwaye, ekugqibeleni, ungazama ukudlala kwi-stock exchange, inyaniso, umphumo wale nto awunakulinganiswa.