Ngokweminyaka, abantwana banomdla ngakumbi, kwaye akumangalisi: into ekhangayo yintsana eneminyaka emithathu ayinakwenzeka ukuba inomdla kumntwana osemtsha. Kwaye ngolunye usuku kuza ixesha xa umntwana efika ekufumaneni imfuno yakhe yemali ye-pocket.
Ngokumalunga nendlela abantwana abaselula abafuna ngayo imali iindleko zeepokothwa, kunye neenzuzo kunye ne-cons ye-pocket money, uya kufunda kule nqaku.
Kutheni sifuna imali ephakamileyo?
Abantwana ngokuthe ngcembe baba ngabazimeleyo ngakumbi kubazali babo. Esikolweni, banesondlo sabo sentlalo, imisebenzi yabo nemikhwa. Umntwana wesikolo esikolweni sele sele esele edala ubuntu. Kodwa akayi kugqiba kwiinjongo zakhe zobomi kwaye uyaqhubeka nokuzama, ukufunda kwiimpazamo zakhe nokufumana amava obomi obalulekileyo. Kwaye amaxesha amaninzi amava atyala imali.
Ukongezelela, kwintlalo yesikolo, umntwana ufuna ukuba nemali yakhe ubuncinci ukuze angabonakali njengezimvu ezimnyama phakathi kwamanye afunda naye "aphezulu" okanye, ngokuchaseneyo, ukuba avele kwisihlwele aze 'aphuphe amehlo' akhe kubahlobo bakhe.
Kutheni enye ifuna imali ephakamileyo? Ukukwazi ukufumana i-snack ngexesha lokuphuka, kunye nokuhamba nge-metro okanye iteksi, ukuthenga iikeseese nokuhlangabezana nezinye iimfuno neemfuno zabanye.
Abaninzi banenkxalabo malunga nokuba baninzi imali yokunika abantwana. Impendulo enye kuye akunakwenzeka ukunikela, kuba kuxhomekeke kwinkqubela-mali yemindeni nganye. Ngomlinganiselo wemali eyabelwe umntwana, unokumisela ngokuqokelela "ibhunga leentsapho", elimele ukuba likhona kwaye umntwana. Makhe axelele iimfuno ezifunayo imali, kwaye kuxhomekeke kulo, ibhajethi yakhe yeveki iya kuqulunqwa.
Imali yePokhethi: kunye nokuchasene
Abazali abayekanga ukuphikisana nokuba bafuna imali yepokoth, okanye kungcono ukuba banikezele, ngenjongo ezithile. Makhe sibone ukuba yintoni embuzweni wemali ye-pocket ngaphezulu - pluses okanye minuses?
Iingenelo zemali yepokhethi kubantwana zilandelayo:
- Umntwana ufunda indlela yokuphatha imali kumntwana, ukucwangcisa iindleko zakhe, ngezinye izikhathi ukugcina imali. Olu buchule luncedo luncedo kuye ngelixa elizayo.
- I-Pocket money iya kunceda kwiimeko ezingxamisekileyo, xa ufuna ukubiza ngokukhawuleza iteksi, uthenge iyeza, njl njl.
- Umntwana unokuthenga oko akucinga ukuba kulungile, kwaye angabikholiseki abazali bakhe ukuba uyayidinga, kwaye ungaceli imali.
- Kwabantwana abasusela kwiminyaka eyi-14, imali ephakamileyo ibaluleke kakhulu: yenza ukuba uzive ukhululekile. Ukuba unokulondolozwa kwakho, awukwazi ukucela abazali bakho ngemali nanini na umfana efuna, umzekelo, ukumema intombazana kwi-movie kwaye uthenge iintyatyambo. Kwaye kumantombazana ngokwawo, ukuzimela kwezezimali ezithile akubizi kubiza.
Icala eliphambene nomdanso "weemali" lulona luhleko :
- Umntwana ngokukhawuleza uyasetyenziselwa ukuba imali ihlala ifunyenwe kwipokoth, kwaye iyancipha ukuyiqonda.
- Abantwana banokuchitha imali abazali babo abanika ngayo, kungekhona ekudleni nasekuhambeni, kodwa kwiidaka kunye neziphuzo eziphantsi kotywala. Oku kwenzekayo akunqabile, ngokukodwa kwisikolo esikolweni esiphakamileyo. Ukulwa nale nto, ukulahla umntwana weendleko zeefowuni, akunamsebenzi. Le ngxaki imele ixazululwe ngeengxoxo ezikhuselekileyo malunga neengozi zale migaqo.
- Intombazana ifumana imali ngaphandle kokubeka nayiphi na inzame kuyo. Ungayilungisa le meko ngokumema ukuba azame ukufumana umsebenzi wexeshana.
Indlela yokufumana imali yepokhethi?
Umntwana ngamava akhe waqonda ukuba yiyiphi imbuyekezo, kwaye uyaqhubeka nokuxabisa umsebenzi wakhe nomsebenzi wabazali, amnike ithuba lokufumana imali yakhe. Ngenxa yoko unako:
- ukusebenza njengomgqugquzeli (sondeza i-flyer, nxaxheba kwiintengiso ezahlukeneyo);
- ukufumana ngokungekho kwi-Intanethi ukuzithengisa ngokuzimeleyo (kubafundi besikolo ngumsebenzi olula njengombhalisi wokubhala okanye, kunye nezakhono ezifanelekileyo, ukucwangciswa kwezithombe zedijithali ukuyalela);
- Ukuba umntwana uyayithanda imilenze, unokulungiselela ukuthengiswa kwemisebenzi yakhe eyimpumelelo.
I-Pocket imali yabantwana ayikho imfuneko engxamisekileyo, kodwa banceda umntwana afunde ukuziva ekhulile kunye noxanduva.