Abantu abaninzi banenkathazo ngemali yabo, kuba abanye banesidingo esikhulu, kwaye abanye abaneleyo kwintlobo ethile yokuthenga. Ukuphucula imeko yezinto kwaye ukhangele ukuhamba kwemali kuwe, ungasebenzisa uncedo lomlingo, emva kokuba ufunde izalathiso ezikhethekileyo.
Isicwangciso sokunyusa imali
Kukho amasiko amaninzi ahlukeneyo, ehlangene kunye nemithetho ethile, ngokuqinisekileyo kufuneka ithathelwe ingqalelo ekufumaneni umphumo. Usuku olungcono lokufunda iqhinga elomeleleyo lemali ngoLwesithathu, kuba libonakaliswe ngamandla enamandla emali. Kubalulekile ukulandelelanisa yonke imigaqo, njengoko umenzi-msebenzi unokuba nemiphumo emibi. Omnye umgaqo ukuqhuba iinkqubo kwindawo ephumlileyo kunye yedwa. Musa ukucinga ukuba umlingo ngokwawo uza kwenza yonke into, kuba inceda abantu basebenzayo abasebenza nzima.
Uqheliselo lwemali kwinyanga ekhulayo
Ixesha lokukhula kweNyanga libhekwa njengexesha elifanelekileyo lokuqhuba amasiko, enenjongo yokwandisa into ethile, kule meko, le meko yezemali. Kukho iinkqubo ezininzi ezahlukeneyo kunye neendlela ezichaziweyo kubalulekile ukulungiselela ithanga elivuthiweyo. Ziphume zonke imbewu, kwaye ukusuka kwipilaphu upheke esinye isidlo. Imbewu kufuneka ifakwe phambi kwakho kwitheyibhile kwaye ithi kathathu isicwangciso esinamandla semali. Emva koko, bafake epanini yocingo kwaye badle kunye nosapho lonke. Isiphumo siya kubonakala malunga nenyanga kamva.
Iqhinga lokusebenzisa imali ngenyanga
Kukholelwa ukuba iinkqubo zokuphucula imeko yezinto eziphathekayo zisebenza ngokukodwa ngexesha lenyanga. Oku kungenxa yokuba inyanga iqokelela amandla kwinyanga, ewela phantsi. Ngaphambi kokuba ufunde isalathiso semali , kufuneka uhlalutye kakuhle, kuba oku kubalulekile, ukukhangela inyanga, ukulahla zonke iingcinga. Kufuneka unqwenele imali ethile, efunekayo. Kubalulekile ukuziva amandla enyanga, okumele azalise umzimba. Emva koko, funda icebo eliqinileyo, elibhalwa ngaphambili kwiphepha.
Uqheliselo lwemali kwenyanga yokuqhawula
Ixesha apho i-satellite satellite iyancipha, isetyenziswe kumlingo ukwenza iinkqubo ezijoliswe ekugqibeleni into kwaye kulo mzekelo, ukungabikho kwemali. Ukuze uqhube umkhosi, kufuneka uqale uthenge kwivenkile yeevenkile ezintathu iibhandlela ezinobumba obukhulu. Ngethuba lexesha lokukhawuleza kwenyanga, shintshisa ikhandlela ekuvuthweni ebusuku ukuze iilwane zilandelane. Emva koko funda icebo lokwenza imali, ziwela kwaye ushiye ikhandlela ukutshisa kwifestile. Kanye kunye nokuhla kweNyanga, iingxaki ezibonakalayo ziya kutshabalala.
Kukho esinye isithethe kwenyanga yokuqhawula ngeCawa, njengoko lo mhla ubonisa ukugqitywa kwesigaba esithile. Kuye, lungiselela ikhandlela lebandla kunye nento eya kuhlanganiswa nentlupheko, umzekelo, izitya eziqhekekileyo okanye izambatho ezigugile. Khanyisa ikhandlela, faka into ekhethiweyo ngasemva kwayo, funda nayiphi na umthandazo kunye neqhinga elingezansi.
Ngeli xesha, bhaptiza into. Xa kuthethwa amagama omlingo, kubalulekile ukujonga ilangabi lekhandlela, ukucinga indlela imali ezayo ngayo. Ikhandlela kufuneka icime ngeminwe okanye ngamanzi. Ubeka into endala esitalatweni, uyibeke kwinqwelo, kwaye ushiye ngaphandle kokujonga emva. Kubalulekile ukwenza oku kumhla wesithethe, njengoko kungenakusebenza. Ngethuba elilandelayo, isithethe sinokuphinda sigcinwe kwakhona.
Iqhinga lokusebenzisa imali ngeqabunga le-laurel
Ukuba kukho iingxaki ngeemali, ke ukutshintsha imeko ungabamba umkhosi olula kwaye ngaphambi kokuba ufune ukuthatha iphepha elincinci kwaye ubhale kuyo imali efunwayo. Kubalulekile ukuba yinyani, eya kwandisa ithuba lokufezekisa injongo. Iphepha lephepha liphindiwe ngamaxesha amaninzi kwaye lifake kwi-tin eqhelekileyo inokuthi, xelela icebo lemali kwiqabunga le-bay.
Emva kokumemezela amagama omlingo ebhankini, kufuneka ubeke iimali ezisixhenxe, kwaye isidima asikhathazeki. Emva koko faka amaqabunga amathathu e-laurel uze uvale ingqayi nge-lid. Beka isikhephe kuyo nayiphi na indawo efanelekileyo kwaye uyibeke kwingqekembeza imihla ngemihla, ngaphandle kokulibala ukujonga indlela imali evela kwimithombo eyahlukileyo ngayo. Emva kweenyanga ezimbini, thatha uze uchithe iimali zemali, kodwa ungcwabe i-laurel kunye nephepha kwindawo engafani.
Uqheliselo lwemali emanzini
Kukho iinkqubo ezininzi usebenzisa amanzi, kuba iyancipha amandla. Isithethe esicetywayo sinconywa ukuba sichithwe kwenyanga. Khumbula ukuba umququzeleli wemali omhlophe kufuneka ufundwe ngokuqinisekileyo ngokupheleleyo kwisiphumo esihle. Ngokwesiko, lungisa amanzi angcwele kunye namabela amabandla amabini. Kubalulekile ukuba kulobu busuku akukho mafu esibhakabhakeni, kwaye inyanga neenkwenkwezi zibonakala ngokucacileyo. Beka iglasi yamanzi angcwele etafileni, ukhanyise ikhandlela ecaleni kwayo kwaye ufunde isiqendu sixhenxe. Gcina ikhandlela zitshise kwaye zisele amanzi.
Kukho elinye icebo lemali, elibizwa kufuphi nomnyango wangaphambili, kuba amandla angena endlwini aya kuqinisa umphumo wesithethe. Thatha ingxowa yeglasi, uthele amanzi e-ice uze uyibeke kufuphi nomnyango wendlu. Ukuma ecaleni, gcina imali esesandleni sakho sokunene, kwaye ngakwesobunxele - umhlobiso wegolide, uxelele icebo. Emva koko, uphonsa imali phakathi kwamanzi uze ushiye ixesha elithile, ukuze uthathe amandla wamanzi achithekile. Yiphathe kwaye uyigqoke kwisikhwama sakho njengesikhephe.
Uqheliselo lwemali yeswekile
Uluhlu lwezinto ezikhoyo zomlingo lubandakanya ishukela e-granulated, i-crystals enokubamba kakuhle kwaye igxininise amandla omlingo. Ukuqhuba isithethe kumaphepha, kufuneka ubhale iminqweno yakho ngemali, oko kukuthi, uninzi kangakanani ofuna ukufumana. Beka iphepha kwi mvulophu, faka ishukela encinci kunye nayiphi na inqaku apha. Emva koko, tyikitya imvulophu, bhala kuyo "Ubomi Bomnandi" kwaye utshilo icebo lemali esheshayo. Ungayigcina imvulophu ekhaya okanye uyithwale nawe esikhwameni sakho, into ephambili akuyikuyivula uze uyiqonde. Xa imali ifunyenwe, yitshise imvulophu.
Uqheliselo lwemali kwi-bill
Kukholelwa ukuba izithethe, apho imali isetyenziselwa khona, ziyasebenza kakhulu. Thatha icawa yanoma iyiphi inkolo, ugobe iingqungquthela ukuze unxantathu uguquke, uze uwuphindile kwisiqingatha. Ukubambelela kumacandelo omthetho osayilwayo, kufuneka uxelele imali yokwenza imali kwaye uyifake kwisikhwama kwenye imali. Kubalulekile ukuba ungayisebenzisi ibhilikhwe, kuba imali iya kuphuma kwi-wallet yakho.
Kwixesha elilandelayo, kufuneka uthenge amakhanda amathathu eluhlaza, kuba uhlaza ludibaniswa nokuchuma kunye nemali. Usalungiselela i-bill dollar encinci. Ukuqala isithethe kubalulekile phakathi kobusuku ngexesha lokukhula kweNyanga. Ngokuqinisekileyo phakathi kobusuku, faka ikhandlela etafileni ngonxantathu, kwaye ufake ibhajethi phakathi. Kwikhandlela ngalinye, faka isibuko ubuso kwibuko ngaphakathi. Ukujonga kwisibuko esisodwa, xelela isiqendu kathathu, uze udibanise ibhilikhwe kwindawo yangaphakathi yetafile kunye ne-candle candle.
Iqhinga lokufumana ubutyebi-imiphumela
Ukuba umntu usebenzisa i-ritual of magic emhlophe, ungakhathazeki ukuba into embi iya kwenzeka. Oku akunakutsholwa ngemibutho yamnyama, kuba kwiimeko ezinjalo umntu unika ngaphezu kokufumana, kwaye ngamanye amaxesha iziphumo zibonakala emva kwexesha elide. Eyona nto ingozi yintlonelo yemali, efundwa emangcwabeni. Ukuba akukho mva kunye nomlingo, kungcono ukuba ungasebenzisi imigangatho emnyama.
Ngaba nemiphumo kunye noqhinga lobutyebi, olufundwa ngamaphutha kunye noshintsho kwisithethe ngokwalo. Kwiimeko ezinjalo, umphumo wokusebenzisa imilingo emhlophe iya kuba yinto echaseneyo, oko kukuthi, endaweni yokufumana uphumelelo, imali iya kuqala ukuphuma ephaketheni lakho kwaye kuya kuba neengxaki ezahlukeneyo zemali. Ukulungisa imeko, kubalulekile ukuchonga impazamo kwaye uqhube ngokufanelekileyo.