Ukutsala njani imali kwintsapho?

Abantu abaninzi bayakhalaza ngeengxaki zemali, kwaye unokulungisa imeko ngenxa yemilingo. Kukho iingcebiso ezininzi malunga nokutsala imali kwintsapho wonke umntu angayithobela.

Indlela yokukhangela imali kwintsapho - iimpawu

Kukho imiqondiso emininzi eyayibonakala kumaxesha amandulo, kwaye isaphila nanamhla. Cinga indlela yokukhangela inhlanhla kunye nemali kwintsapho:

1. Ukuze ungabonakali imali kuwe, umntu akafanele ahlawule amatyala emva kokushona kwelanga. Awukwazi ukwenza ngoMvulo kwaye unike ngeLwesibini.
2. Musa ukutshintsha iindleko ezinkulu xa ungathengi nto.
3. Ngokweminye yeempawu, kubalulekile ukusabalalisa zonke izinto ezincinci ezisesikhwameni, ngeCawa.
4. Iimfesane kufuneka zisebenzise utshintsho oluncinci kwaye zinganiki iibhidi zamaphepha.
5. Ayikho imeko ayikwazi ukubeka imali kwitafile.
6. Beka nganye kwikona kwi-coin, eya kudala amandla amandla.
7. Awukwazi ukukhwaza umkhwelo endlwini, kuba uya kuthusa imali, kwaye ungahlali etafileni.
8. Gcina amanqaku kwisikhwama sakho, usasaze ekunyuseni umyalelo kwaye ubhekane nawe.
9. Ukuze ungagcini amandla omali, musa ukuma emngceleni.
10. Ukuba ingalo yesobunxele iyabetha, ke lindela inzuzo.

Kungakhawuleza njani ukutsala imali kwintsapho?

Kukho inani elikhulu lamasiko aphucula imeko yezinto eziphathekayo. Umzekelo, kukho umcimbi ojoliswe ekutsaleni imali efunekayo. Ukuze uyenze, umntu kufuneka athathe ikhandlela ezintlanu zebandla, azikhanyise aze afunde isicwangciso esinjalo:

"UYesu Kristu, ithemba kunye nenkxaso, uMariya ongeyintombi, uxhaswa nguYesu, wenyuka esibhakabhakeni, iingxowa zemali ezithwalwayo, iingxowa zivulwe, imali yawa. Mna, ikhoboka UThixo (ukubiza igama lakhe), ephantsi, waqokelela imali, waya ekhaya, wakhanyisa ikhandlela, wanika yona. Amakhandlela, utshise, imali, uye ekhaya! Ngonaphakade naphakade! Amen! ".

Qhubeka ukhangele ilangatye kwaye ucinge ukuba imeko yakho yokwenyuka ikhula njani. Amakhandlela kufuneka atshise ngokupheleleyo, kwaye uqokelele i-wax eseleyo kwaye uthwale kwisikhwama sakho, njengethambo.

Ukuphucula imeko yakho yezezimali, unokuthatha "ibhafu". Kubalulekile ukuqokelela ibhedi yamanzi afudumele kwaye ufake kuzo zonke izinto ezincinci ezisendlwini, umzekelo, sebenzisa iibhanki ezikhoyo ze-piggy. Ukuhlamba, cinga indlela ubutyebi banda ngayo.