Utyalo-mali kwi-real estate ngenye yeendlela zokutshala imali. Iindleko ze-propati zihlala zikhula, apho inzuzo evela ekuthengweni kwezinto ezinjalo isekelwe. Nangona utyalo-mali kwi-real estate kuthathwa njengesingeniso-mali-mali, kodwa ukuze wenze oku, kufuneka ube nolwazi olulandelayo kunye nexabiso elifanelekileyo lokuqala.
Ukutshala imali kwi-estate
Ukuqala ukufumana utyalo-mali-mali, kufuneka ube nemali eninzi. Ukuba kukho iikhilomitha ezimbalwa zeedola ezikhoyo, kungcono ukufumana isicelo esifanelekileyo kubo, umzekelo, ukuthenga izabelo okanye isabelo seenkampani.
Okwangoku, ukutshala imali kwi-real estate kuyafumaneka kwi-investor encinci. Le yindlela efana nokutyalomali ekwakhiweni okwabelwana kunye nenkxaso-mboleko.
Inzuzo yokutyalo-mali kwi-real estate ingafumaneka ngeendlela ezimbini:
- Ukuhlaziywa kwento . Kule meko, ingeniso iya kuxhomekeka kwimahluko kwiindleko zokuthenga nokuthengisa ipropati.
- Khangela ngaphandle . Ukubonelela ngexabiso lempahla kwisakhiwo semali kukuvumela ukuba uhlale ungumnikazi wepropati kwaye ngexesha elifanayo ufumana imali engenayo rhoqo ngenyanga.
Iintlobo zotyalo-mali kwiimarike zendawo
Utyalo-mali kwi-real estate lubonakaliswe yimpawu ezithile, ezixhomekeke kwiqela lezinto apho imali ityala khona.
- Utyalo-mali kwiindawo zokuhlala ezithengiswayo yindawo ehlala kuyo yindawo ekhethekileyo yokutshala imali. Ukuze uqale ukufumana ingeniso kulolu hlobo lotyalo-mali ngokukhawuleza, unokufuna ukuthenga indawo yokuhlala kwaye uqale ukuqesha. Ngaphambi kokuthenga ipropati yokuhlala, kufuneka ufunde inani lezinto eziza kuphazamisa indleko zokurenta ikhaya. Sithetha ngendawo apho izindlu ziza kuthengwa, ukuhlangana kwezithuthi, ukufumaneka kwezakhiwo, inani leendawo zokugcina, ukucwangcisa kunye nemeko yezindlu, ukufumaneka kwe- intanethi , ifenitshala, izixhobo zendlu. Ukongezelela, kufuneka kukhunjulwe ingqalelo ukuba ezinye iindidi zeendawo zokuhlala ezithengiswayo zihlala zifuna ngaphezu kweminye, kwaye iimvuzo zazo zibaluleke kakhulu.
- Utyalo-mali kwi-real estate yintengiso yintlobo enenzuzo yokutyalomali xa kuthelekiswa nokuhlala kwendawo yokuhlala. Nangona kunjalo, ngokuqhelekileyo lolu hlobo lwezinto lufuna ukuthatha inxaxheba kunye nokulawula kwinxalenye yomnini. Emva kokuthengwa kweentengiso zentengiso kuyakuyimfuneko ukubeka zonke iimitha, ukurejista kwakhona i-akhawunti, ukuthatha ingxelo kunye nokulawula intlawulo yerhafu. Ngokuqhelekileyo, abaqeqeshi baqeshwe ngenxa yale nto, abaza kubakho banike ukwabelana ngemali yabo yerenti ngendlela yeentlawulo zemivuzo.
- Utyalo-mali kumhlaba lunokuba luhlobo olunenzuzo kakhulu yotyalo-mali kunye nokutyalomali olufanelekileyo lwemali. Ukwenza oku, kufuneka ube nombono othile kunye nokubala kwezentengiselwano, okuya kunceda ukuthenga indawo kwindawo apho amaxabiso angaphandle azukukhula ngokukhawuleza.
- Utyalo-mali kwi-estate real estate
lukhokelo oluthenjisiweyo lotyalo-mali. Ukutyalomali kwaba yimpumelelo, i-real estate ye-suburban kufuneka ibe kufuphi nomzi kwaye ibe nezinto zemvelo zokuzonwabisa. - Utyalo-mali ekwakhiweni kwezindlu zangaphandle , naphezu kobunzima babo, vumela ukwanda okwenziwe kutyalo-mali. Abathuthukisi abaninzi banikela ngamanani aphantsi kwizindlu ngexesha lesakhiwo sokwakha indlu. Kwindlu ephelileyo, amaxabiso aya kuba phezulu. Kodwa ngexesha elifanayo kukho umngcipheko wokuba umthuthukisi ngesinye sezizathu akayi kuzalisa indlu okanye ukwakhiwa kuzakulibaziseka iminyaka emininzi.
Ukutshala imali kwi-real estate kuyindlela ethembekileyo yokutshala imali nokwandisa imali. Kunyaka ngamnye, i-real estate kwizixeko eziphambili ikhuphuka ephakamileyo kwixabiso kwaye iyanandipha imfuno enyukayo.