Indlela yokugcina ibhajethi yentsapho - iingcebiso zangempela

Ngubani ongaphupha ukuba nexabiso elifunayo lemali kwi-piggy-pig? Ufuna ntoni, ukuba imali idlula iindleko. Ngaphezu koko, vumela kwaye kuninzi ngangokunokwenzeka ngengqondo uzame ukulahla umsebenzi onzima owenziweyo, kwaye imali isetyenziselwa ukusetyenziswa okuthile. Nangona kunjalo kunzima ukuba kubonakale, kunokwenzeka ukugcina uhlahlo lwabiwo-mali, into eyona nto kukuphulaphula iingcebiso zangempela, ukuba nomonde kwaye, kubalulekile, ukufumana umnqweno.

Indlela yokufunda indlela yokugcina kakuhle uhlahlo lwabiwo-mali?

Ngoko, okokuqala, kukufanelekile ukuthetha malunga nokubizwa kocwangciso lwebhajethi yentsapho. Kuyimfuneko ukwenzela ukuthumela ngokufanelekileyo imali elungileyo yemali ukufezekisa iinjongo zayo. Ukongezelela, ngoncedo lwakhe unokuba ngumntu ozimeleyo ngokwezezimali.

Kwakhona kubalulekile ukongeza ukuba ukubonga kukulungele ukubonelela ngokukhawuleza ubomi, ukuchitha imali kuphela kwimfuneko kwaye kubalulekile.

1. Incomo yenombolo 1 . Ukuze ugcine, awudingi ukuzithintela, kunye nawo onke amalungu entsapho, iziyolo zokuphila. Yenza uludwe lwe-rash kwaye kwiimeko ezininzi ukuthenga okungadingekile. Mhlawumbi, yonke indlukazi iya kuba neyiphi into yokufaka kuyo. Unokwenza, umzekelo, ukuthengwa okungafunekiyo. Esikhundleni sokuchitha imali kuyo, banokutshala imali ekuzinyeleni, ukuphumla kunye nezipho kwizizalwane. Umgaqo oyintloko okunceda ukuqonda oko unokugcina isabelomali yentsapho ngu: "Funda ukubeka phambili. Ungalibali ukuba kufuneka ugcine imali. Yiyo le nxalenye yezimali echasiweyo eya kunceda ukudala induduzo ebomini. "
2. Incomo yenombolo 2 . Kungenzeka ukuba uvile ngeprogram, okufuneka ifake idatha echanileyo malunga nento oye wayichitha imali kwaye nini. Ngokuqinisekileyo, kulungile, kodwa xa uxanduva lwakho kunye nezihlwele ezifana nokuba zininzi zee-anyanisi zithengwa kwaye zidliwa ngeveki, ngoko, uyabona, oku kuninzi kakhulu. Ukwahluka okulula: kwindlela ekhethiweyo yekhompyutheni senza itafile. Kuya kuba neefolumu "Iindleko" kunye "neziphumo". Ngokomzekelo, ingaba yimveliso, iimpahla, intlawulo kwi-intanethi, ukuzaliswa kweakhawunti yeselula kunye njalo njalo. Into ephambili ayifuni ukuyichitha ekuzaliseni itafile enjalo yonke ixesha lakho lokukhulula.
3. Incomo yenombolo 3. Kufuneka uqale ukugcina uhlahlo lwabiwo-mali, emva kokuba ufumana umvuzo. Ngoko, ngokukhawuleza uhlehlise loo nxalenye yemali ekufuneka ijoliswe ekudaleni imali. Usebenzise imali eseleyo ngoxolo lwengqondo.
4. Incomo yenombolo 4 . Abaninzi bama-West angakwazi njani ukwandisa imali ekhoyo? Ewe, yonke into ilula. Ndixelele, uyazi ukuba lixesha lini ixesha lakho? Kodwa akuyi kuba yingozi. Yazi ixabiso lemali. Ukubala: umzekelo, ngenyanga ufumana i-770 USD. Ishedyuli yomsebenzi wakho oqhelekileyo ngama-176 iiyure. Iyonke, iyure yobomi i-4.4 USD. Ukuchitha i-20% yengeniso yakho ngaphandle, ulahlekelwa yiveki. Ngaba akuthuki? Oko kukuthi, kunokubakho ukuhamba eholide kwiveki yonke.
5. Incomo yenombolo 5 . Akudingeki ukuba ulondoloze uhlahlo lwabiwo lweentsapho ekudleni, kuba xa unqamle kwiindleko ezinkulu, uya kuziva ukuba utshintsho. Kule meko, kuyafaneleka ukuhlaziya amanqaku amaninzi. Oku akusikho amaxesha amaninzi ngeveki owachitha imali ukuhlawula ibhasi lokuhamba, kwaye, umzk

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