Ukuhlawulwa kwangaphambili kwemboleko kunamathuba amaninzi. Oku kukunciphisa inzala, kunye nokuzinza kwengqondo yomboleki. Ngoko ke, wonke umntu onembopheleleko yemali kwimibutho yezorhwebo, ucinga ngokukhawuleza ukuba awaphelise. Ukuhlawulwa ngokukhawulezayo kwemboleko yangoku kuyenzeka ngesikimu sokuhlengahlengisa, njengoko esi sisisombululo esisisisombululo.
Iibhanki zihlala zihamba ngokuzithandela kwezo zinto. Lo msebenzi uthetha ukupheliswa kwesivumelwano esitsha sokuthatha imali mboleko ngenzala encinci kwaye ubuyisele indala. Kule meko, umthengi uya kuba nako ukugcina imali kunye nokuhlawula ityala ngokukhawuleza. Kodwa akukho mzekelo kufuneka ungathathi imali mboleko kwenye inhlangano ukuze uhlawule umdala. Njengoko umzekelo ubonisa, oku kuya kubangela ubunzima obukhulu nakakhulu.
Ndingayifumana njani enye imali ngokukhawuleza?
Ukuhlawulwa kwangaphambili kwemboleko kuyenzeka xa umboleki ewenza imali ngaphezulu nyanga zonke kunokuba atyala. Ingaphezulu kwesi sixa, umntu obolekayo ngokukhawuleza uya kuhlangabezana neembopheleleko zamatyala. Ukuze ufumane eli thuba, kufuneka uceba uhlahlo lwabiwo-mali lwakho, ulahle imali echithwayo. Uhlalutyo lweendleko ezicwangcisekileyo luyakukuvumela ukuba ulawule ukuthenga, okuza kuthi kukhokelela ekulondolozeni imali. Zingasetyenziselwa ukwandisa inani le ntlawulo yenyanga.
Indlela yokuhlawula ngokukhawuleza imali mboleko - iingcebiso:
- Inyanga zonke, uhlawule imali ukuba ubuyisele imali mboleko.
- Ukuhoxisa iintlawulo ngokuhambelana neshedyuli. Ngaphandle koko, izahlwayo kunye neentlawulo ziya kuhlolwa, eziza kunyusa inani leentlawulo.
- Bhala ingxelo kwibhanki malunga nokulungiswa kwetyala.
Kungakhawuleza ukubuyisela njani mboleko, ukuba akukho mali?
Imeko xa kungekho mali yokuhlawula imali-mboleko iqhelekile. Kodwa iimali zakho kufuneka zinikezelwe, kuba akukho kubuya kuya kubakho kwimiphumo emibi.
Okokuqala, zama ukufumana imithombo eyongezelelweyo yengeniso. Oku kungaba ngumsebenzi wesikhathi esigcwele kunye nomsebenzi wesikhathi sikarhulumente ngexesha lokukhulula. Ingabandakanya ukufundiswa, ukusebenza kwi- intanethi , ukubonisana ngokubanzi. Ukuba kunokwenzeka, unokuboleka imali kubahlobo okanye kwiintsapho. Okanye uthengise iimpahla ezibonakalayo, kunye nemali yokuhlawula ityala.
Kunengqiqo ukuqhagamshelana nebhanki kwaye uchaze imeko. Kungenzeka ukuba umnini-mboleko uya kudibana kwaye anike iiholide zeentengo zemboleko. Xa ugqiba ngokukhawuleza ukubuyisela imali mboleko, ungakulibali ukuba urhulumente unokunceda kulo mbandela. Ukuxhaswa kuya kuba luncedo olukhulu ekuhlawuleni imali mboleko.