Kufuneka kuphela ukufumana isimemo emtshatweni, kwaye ngokukhawuleza kukho umbuzo ocebileyo: ingakanani imali enikwa yona ngoku kumtshato? Bangakanani abafaka kwi mvulophu? Emva koko, bekudala kungekho mfihlo kumntu ukuba isipho esihle kakhulu somtshato siyimali.
Ngaba unokungabaza oku? Kwaye! Khawucinge nje ngeesitya zokutya ezintlanu, izixhobo ezinombane zamagesi, iintsimbi kunye nentaba yeembotyi! Ungathethi ukuba abantu abatsha baya kufuna ukukhetha oko bakudingayo, ukuzithemba ngokwabo kunye neemfuno zabo. Indlela eyamkelekileyo kuphela ekhutshwe kule meko kukuhlanganisa i-leaf-leaf, i.e. uluhlu lwezipho zexabiso elihlukileyo, eziya kukukholisa abantu abasanda kutshata. Emva koko, baninzi bakholelwa ukuba ukunika ibhokisi enkulu kunokufaneleka ngakumbi kunemvulophu encinci. Kwaye, mhlawumbi, uya kunika into enokuthi ibe isikhumbuzo esimnandi somtshato kunye nawe malunga nosapho olutsha - ngubani owaziyo?
Kodwa ukuba sisenokuqiniseka ukuba isipho esona sihle kakhulu somtshato - yimali, iyure ukusuka kwiyure akulula! Siphinde sibuyele kwindawo esiye saqala ngayo: ingakanani imali yokwenza umtshato?
Enyanisweni, wonke umntu uphendula lo mbuzo ngokuzimeleyo, ngokuqala kwisabelo-mali sakhe, izinto eziphathekayo, umlinganiselo wobudlelwane kunye nabasandul 'ukutshata kunye nesimo sakhe sengqondo. Kubonakala ngathi yonke into inengqiqo. Ngakolunye uhlangothi, ngandlela-thile, sinokuthi sinqume inani, elingaba lihlazo ukunika, kuya kuba kuhle ukukhokelwa ngamanani kunye nokuba baninzi abasanda kutshata nabo bachitha ixesha lomtshato. Uthetha ntoni? Iindleko zokuvalwa kwesidlo somnye inxaxheba yindleko yokutya nokusela. Ukuba ufuna ukwenza isipho somtshato, ngoko imali iya kubonakaliswa njengentlawulo yetafile kunye ne-50% ukusuka phezulu, kwaye ukuba ucwangcise ngakumbi, ngoko ndicinga ukuba oku kuya kukukholisa kuphela abenzi bokubhiyozela.
Ngaloo ndlela, ukuba uyazi malunga neendleko zabantu abaselula kwi-cafe okanye kwindawo yokutyela, akunjalo kunzima ukugqiba ukuba kuninzi kangakanani ukuwanika imali kumtshato. Kodwa musa ukulibala malunga nayiphi na iindleko ezongezelelweyo! Iindwendwe ezininzi kakhulu ezifaka imvulophu eyimfuneko enkulu kwaye yashiya i-trifle kwiipokotshi zazo, ijongene nemirhumo "yemali ye-diapers" okanye ivenkile yecandelo lomkhwa womtshato, uphazamise kwaye ungonwabi. Cingisisa le mzuzu!
Enye ingxaki inokwenzeka: uyazi ukuba ungathanda ukunika imali kwaye unjani na ukuba ufanele unikezele umtshato, kodwa -hawu, kwaye! - ngoku akunakwenzeka ukwenza oku ngenxa yeemeko zabo zezimali. Yintoni endiyenzayo? Okokuqala, simele si khumbule ukuba umtshato uyisolide yebatshatileyo! Kwaye benza oko ngokuyinhloko, kwaye bachitha imali eninzi njengoko kubona kuyimfuneko kwaye banako ukuzimela, kwaye bamema abantu abafuna ukufumana le mizuzwana evuyayo kunye nengqungquthela. Emva koko, ngaphandle kwintandane kunye nentanda kwintliziyo yeendwendwe, iholide ayiyi kwenzeka. Kwaye nakhu asiyikubala ukuba imali eningayifuniyo ukukhupha wena kunye nosapho lwakho ukunika intsapho intsha. Zenzele isigqibo kuwe: ukuba sisisimemo esisemthethweni esivela kubantu abangasondeli kuwe, mhlawumbi kulula ukuba ungahambi emtshatweni, kunokuba udibanise phambi kobugqwetha, ubale inzuzo yomtshakazi ngokuzwakalayo. Ukuba isimemo sivela kubantu abasondeleyo nabathandekayo, ngoko, kunokwenzeka ukuba, akunandaba nabo imali enokuyinika ngayo umtshato - bayayixabisa ubukho bakho nokuthatha inxaxheba kwiholide yabo! Ngoko ke, kunika konke okusemandleni akho, ukusuka entliziyweni uze ungakhathazeki: umtshato awuyiyo ishishini loshishino. Kwaye kunye nemali encinci, idibene nemali yabanye, iyakwenza into efunekayo kwintsapho encinci.
Iidola eziyi-100, i-50 okanye i-1,000? Kulowo nalowo, esi sixa siyazwakala ngokwahlukileyo. Omnye ucinga,