Xa ishishini lihlawula imali eninzi ngexesha elincinci kwiimpahla zezemali, ezinokuthi zibe ne-securities, iiprojekthi zotyalo-mali, iinkonzo ze-inshorensi, izitye ezixabisekileyo, njl., Sijongene nokutyalomali kwexesha elifutshane.
Ziziphi izinto ezixhalabisa utyalomali lwexesha elifutshane?
Ngoko, kulolu hlobo lweminikelo yemali luqhelekileyo ukuba lufake oku kulandelayo:
- zonke iintlobo zeenkampani zophuhliso (umzekelo, i-MMM);
- amabhondi amanye amabhizinisi;
- utyalo imali kwi-real estate;
- iziqinisekiso zoburhulumente ezixabisekileyo (umzekelo, kwiRussia Federation zezi izitifiketi zegolide, iifowuni zentengiso, izibophelelo zemali-mboleko yekhaya);
- nelelo;
- kwimarike yemasheya;
- Ukuboleka kubo bobabini nabantu kunye nomthetho;
- utyalo-mali ekuphuhliseni utyalo-mali.
Ubutyebi bexesha elifutshane lotyalo-mali
Eli shishini, ukutyalomali imali kwiziphi na izixhobo zemali ezikhankanywe kwangaphambili, sele sele unyaka kamva ufumana inzuzo ephezulu kulolu hlobo- mali . Ngaphezu koko, le nzuzo ivela kwi-65 ukuya kwi-100% yemali yokuqala engenayo imali.
Kubalulekile ukukhankanya ukuba ngokungafani nexesha elide, utyalo-mali olufutshane lwexesha elifutshane, njengoko kulindelwe, lunokubangela ukulahlekelwa kwemali enkulu. Oku kuchazwa yinyaniso yokuba inzuzo ephakamileyo, enkulu ingozi yokuba olo mali-mali aluyi kuvelisa iziqhamo zonyaka.
Akuyi kuba ngongqongqo ukubonisa ukuba namhlanje imakethe ye-Forex, ukhetho lwebhanari, iipramramid zemali ezahlukeneyo kunye neeprojekthi eziphezulu (iiprojekthi ezixhumekileyo kwi-intanethi ezisebenza ngokubanzi nge-e-currency) zizona ziqhelanisiweyo njengotyalo-mali olufutshane.
Ukongezelela, amaninzi ukutyalomali-mali okwenziweyo ayenziwa kuphela kwizinto eziphathekayo, kodwa nakwizinto ezibonakalayo. Enyanisweni, umngcipheko omkhulu kukutyalomali lwemali kwii-securities.