Kukho imiqondiso emininzi yokwenza imali. Wonke umntu uyazikhethela indlela yokuphatha ngayo - ngenxa yento enye engaphezu kwegama eliyaziwayo ukususela ebuntwaneni, kwabanye - indlela yokwenene yokutsala inhlanhla kwimicimbi yezezimali. Siza kuqwalasela amabinzana athandwa kakhulu aphethe ubulumko obuninzi ngemali.
Imiqondiso yabantu - ukwenza imali
Ukuze kuqinisekiswe ukuhamba ngokukhawuleza kwemali kwisikhwama kunye nokukhawuleza "ukuphuma" kwemali, kubalulekile nje ukuba uthathe umsebenzi wakho ngokungathandabuzekiyo kwaye ungayisebenzisi imali ngokungenasiphelo, kodwa ukugcina le miqathango yomntu:
- Qala isithethe ngeCawa ukuze udlule icawa kunye nazo zonke izinto ezincinci eziza kubakho esikhwameni sakho, kunikwe abahlwempuzekileyo. Kukholelwa ukuba ngoko kwi-wallet yakho iya kuqhutywa rhoqo ngemali enkulu, kungekhona nje into encinci.
- Ukuba unikwe imali ebolekelwe, thabathe ngesandla sakho sokunene, ufake ikhohlo ephaketheni lakho uze uyibeke "kumkhiwane". Lo mqondiso uyadingeka ukwenzela ukhuseleko lwemali kwisikhwama sakho.
- Lowo odla rhoqo i-blueberries akayi kuba yihlwempu.
- Yichitha imali, ungayitshintshi ngaphambili ngaphambi kwezinto ezincinci, ngaphandle koko i-trifle iya kugcinwa.
- Xa iindwendwe zikushiye, zama ukugubungela indwangu yesitrato kwisitrato-ke imali endlwini iya kuhlala igcwele.
Akunakwenzeka ukuba akhumbule intandokazi oyintandokazi-intuthuzelo: ukuba intaka yesitrato iqhutywe kuwe, yinto yemali! Ngoko musa ukuthukuthela ngentaka, kodwa jonga kuyo ukusuka kwicala elihle - usenayo inzuzo.
Iimpawu ezingekho phantsi
Ngoku khawuqwalasele iimpawu ezimbi ezithi akukho mva endlwini. Kukho ezininzi, kodwa siza kubhala ngokubalulekileyo:
- Akuvumelekile ukuba uhlale etafileni - le ntlupheko.
- Xa umceli-sicelo ecela imali, jonga kumliso, unike imali okanye ezininzi, umxelele ukuba athandaze kuThixo-uya kunika. Nika isilivere kunye nobhedu kuphela, ukwenzela ukuba ungahambi phantsi.
- Enye yeempawu eziphambili zemali ezazalelwa - ungalokothi unike ityala ngokuhlwa-kuphela ekuseni.
- Ungaze unike ityuwa kubamelwane. Ukongezelela, kusihlwa kuyavunyelwa ukuboleka isonka okanye imali.
- Ebusuku awukwazi ukuphosa udoti ngaphandle kwendlu, kungenjalo imali ayiyi kuthathwa.
- Akuvumelekile ukuboleka ngoMvulo - linda kude kube ngoLwesibili ekuseni!
- Musa ukukhwaza ngekhwelo ngaphakathi - kuya kuba neengxaki ngemali.
Naluphi na imiqondiso, ukwenza imali, khumbula ukuqonda: akukho nto ingcono kunezenzo zangempela zokufumana!